Aviva has upgraded its individual critical-illness policies to include support for six types of pregnancy complications.
The new pregnancy benefit pays out £5,000 per affected pregnancy per policy, on both parents’ critical illness policies.
The insurer has also increased the number of child-specific illnesses eligible for claim.
It has added four new conditions under the upgraded children’s benefit that would receive a payout of £25,000.
The conditions are Craniosynostosis, Edwards Syndrome, Osteogenesis Imperfecta and Patau Syndrome.
The payments for Craniosynostosis and Osteogenesis Imperfecta may help parents make any changes to their home to support their child’s needs.
Payment for Edwards Syndrome and Patau Syndrome will help to alleviate any financial pressures for the parent to spend valuable time with their child.
Aviva said it has also increased the amount paid under child death benefit to £10,000.
The insurer said over a fifth (22.9%) of child critical-illness claims were for child death benefit during 2023.
In 2023, Aviva paid over £5.9m for 283 children’s critical-illness claims, with an average claim amount of £20,926.
The most common reason for claims was cancer, accounting for 30.6% of cases.
Fran Bruce, managing director of protection at Aviva, said: “These changes not only represent a valuable addition to the cover we offer our customers and their children, but it is also an important first step in bringing the propositions of Aviva and AIG Life UK closer together.”
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